Okay a quick update...the house we want has actually dropped in price.....now the original price was a big issue but we are thinking we need to sell this house to be able to buy at this new price...that will give us about half of what we need now the big question is
DO WE REALLY WANT TO MOVE!!!!!
Heres the deal.....we will have our house paid out in approx 3 years and we will be debt free totally.......do we bank our current mortgage payments after that and just build a house on our block....(which will be a neighbour to the new house anyway )
Or do we bite the bullet and just go for it??????????????????????????????
We are so unsure...although in todays economic climate staying here might be the best idea.....
can you tell im confused???
LOL
Sunday, January 27, 2008
Monday, January 21, 2008
Thursday, January 17, 2008
And it seems the bank has said.....
YES!!!!!!!!!!!!!!!!!!!!!!!!
well with conditions!! That is...
For those of you who dont know what i am talking about.....we have a 10 acre fruitblock which is a 6km drive from home, to do any work there we need to travel, this means packing up hats, sunscreen, food, drinks, kids, toys, and 100 other things to go there. Then you may also get I DONT WANNA GO!!!!!!!!!!!!!!! this from the kids...anyway i digress
Next door to this property like adjoining it, like stuck right next door, like share a driveway next door is this property! It has a lovely home which i have admired for many years and we told the owner a few years ago if they ever wantd to sell to please give us first notice,,,,well the other day they did!
I have yet to see inside this house but i saw some photos taken fom dazs phone it is a lovely home inside and i will move there in a flash!!!! Has what i want so far. Three way bathroom, ensuite,inside laundrey, lovely kitchen, tiled floors.....
So many questions but hopingto see inside on friday or saturday.
Anyway we have to do some researching about whether or not we can afford to buy it and the like.
After emailing our bank manager giving him the bare bones of the story he said that we have sufficient security to be able to borrow the whole total and costs incurred and he has no doubt that we can make the repayments needed YAHOO!!!!!!!!!!!!!!!!!! All we need to do is get our tax done (LOL) and take in our block one and our personal ones to further discuss what needs doing....
There are only two negatives we can see and they are with the current water restrictions will we have water to grow our crops? and the price is more than we expected!
Later i shall talk more about our everyday musings,,,, and muse we do,,,,there are SO many positives and at this stage without having seen inside the house you know it just feels right. I cant explain it...im not scared or worried just excited and cant wait to get all the balls moving.
We are closer to town, the high school (for leigh and after this year both the kids can ride their bikes to high school), we are close to grans, the skate park, bike track everything.
Leigh is so hanging to go he wants to earn money and being at the block we can go do what needs doing whenever we want to.
If we feel like scrapeing some trays of fruit or want to desucker some trees or just tidy up and move stuff well we can. We can walk the property for exercise like we used to do in Nangiloc...we can walk to the fruit and veg man every nite if we want....there are these and so many more reasons we want to go...
We will rent out this house,we only have 3.5 yrs left on this house. It was a 25yr loan and we have been here for not quite 10 years, so we are a fair way in front:)
We will need to go thru this house with a fine toothed comb to get it spot on for reting,daz wants it *bulletproof*,,,i call it idiot proof. Ive already spoken to the rental agency to find out what we need to do to get it all ready.
We will paint everything before we go,,,goodbye gorgeous suede hallway walls, zoes bedroom is like a musk lifesaver colour...yummy...never mind there are plenty of walls to paint at he new house LOL
Ummm we are starting already to cull stuff and we will have a big garage sale before we move so we dont have to cart stuff we dont need to...
The new house only has like 3 bedrooms and an office...so that will have to become my craft room and trying to cram 3 bedrooms, a study and a craft room into 4 rooms is going to be a struggle, hence the garage sale:)
The kitchen lounge and dining area i think is huge, we may be able to pop the kids computer at the end of the living area and they may just have to have a small tv in their room rather than their shared computer/tv room.
The bedrooms are small with builtins but im willing to sacrifice that room as they will only sleep there...but the main and ensuite is big i believe and there is a walk in robe ( could become our business office with the laptop and a printer on a small desk in there???)
Anyway i am waffling and i guess i should go...
Thanks for listening to me waffle:) Please stay tuned for our next lot of news......fingers crossed the bank says YES DEFINATELY!!!!!!!!!!!!!!! If not then it wasnt meant to be just yet:)
well with conditions!! That is...
For those of you who dont know what i am talking about.....we have a 10 acre fruitblock which is a 6km drive from home, to do any work there we need to travel, this means packing up hats, sunscreen, food, drinks, kids, toys, and 100 other things to go there. Then you may also get I DONT WANNA GO!!!!!!!!!!!!!!! this from the kids...anyway i digress
Next door to this property like adjoining it, like stuck right next door, like share a driveway next door is this property! It has a lovely home which i have admired for many years and we told the owner a few years ago if they ever wantd to sell to please give us first notice,,,,well the other day they did!
I have yet to see inside this house but i saw some photos taken fom dazs phone it is a lovely home inside and i will move there in a flash!!!! Has what i want so far. Three way bathroom, ensuite,inside laundrey, lovely kitchen, tiled floors.....
So many questions but hopingto see inside on friday or saturday.
Anyway we have to do some researching about whether or not we can afford to buy it and the like.
After emailing our bank manager giving him the bare bones of the story he said that we have sufficient security to be able to borrow the whole total and costs incurred and he has no doubt that we can make the repayments needed YAHOO!!!!!!!!!!!!!!!!!! All we need to do is get our tax done (LOL) and take in our block one and our personal ones to further discuss what needs doing....
There are only two negatives we can see and they are with the current water restrictions will we have water to grow our crops? and the price is more than we expected!
Later i shall talk more about our everyday musings,,,, and muse we do,,,,there are SO many positives and at this stage without having seen inside the house you know it just feels right. I cant explain it...im not scared or worried just excited and cant wait to get all the balls moving.
We are closer to town, the high school (for leigh and after this year both the kids can ride their bikes to high school), we are close to grans, the skate park, bike track everything.
Leigh is so hanging to go he wants to earn money and being at the block we can go do what needs doing whenever we want to.
If we feel like scrapeing some trays of fruit or want to desucker some trees or just tidy up and move stuff well we can. We can walk the property for exercise like we used to do in Nangiloc...we can walk to the fruit and veg man every nite if we want....there are these and so many more reasons we want to go...
We will rent out this house,we only have 3.5 yrs left on this house. It was a 25yr loan and we have been here for not quite 10 years, so we are a fair way in front:)
We will need to go thru this house with a fine toothed comb to get it spot on for reting,daz wants it *bulletproof*,,,i call it idiot proof. Ive already spoken to the rental agency to find out what we need to do to get it all ready.
We will paint everything before we go,,,goodbye gorgeous suede hallway walls, zoes bedroom is like a musk lifesaver colour...yummy...never mind there are plenty of walls to paint at he new house LOL
Ummm we are starting already to cull stuff and we will have a big garage sale before we move so we dont have to cart stuff we dont need to...
The new house only has like 3 bedrooms and an office...so that will have to become my craft room and trying to cram 3 bedrooms, a study and a craft room into 4 rooms is going to be a struggle, hence the garage sale:)
The kitchen lounge and dining area i think is huge, we may be able to pop the kids computer at the end of the living area and they may just have to have a small tv in their room rather than their shared computer/tv room.
The bedrooms are small with builtins but im willing to sacrifice that room as they will only sleep there...but the main and ensuite is big i believe and there is a walk in robe ( could become our business office with the laptop and a printer on a small desk in there???)
Anyway i am waffling and i guess i should go...
Thanks for listening to me waffle:) Please stay tuned for our next lot of news......fingers crossed the bank says YES DEFINATELY!!!!!!!!!!!!!!! If not then it wasnt meant to be just yet:)
Saturday, January 12, 2008
Really Cool Site
While roaming about the net recently i have come across this really cool bright looking site, in actual fact i loved it so much i have placed an order with them already.....you should check them out.
They have some really cute clear stamps with those gorgeous Owls on them,,,who can resist them, i even ordered some paper with owls on them.
http://www.scraprelief.com.au/index.php?act=viewDoc&docId=5
It looks like they are going to be searching for a Design team, oh how id love to have a go at that, anyway go check them out and tell them i sent you:)
And while you are surfing around pop on over to my new blog and tell me what you think,,,,,,,http://charmaine-my365days.blogspot.com/
Have a great Saturday
They have some really cute clear stamps with those gorgeous Owls on them,,,who can resist them, i even ordered some paper with owls on them.
http://www.scraprelief.com.au/index.php?act=viewDoc&docId=5
It looks like they are going to be searching for a Design team, oh how id love to have a go at that, anyway go check them out and tell them i sent you:)
And while you are surfing around pop on over to my new blog and tell me what you think,,,,,,,http://charmaine-my365days.blogspot.com/
Have a great Saturday
Tuesday, January 01, 2008
New Years Day
Hi im back......
I forgot to mention that i have had a hair cut.....i now have nearly no hair:)
I work in the food industry and my hair was getting long enough to be pulled back...i hate doing that so i bit the bullet and decided to cut it all off......am attatching a pic, not that you can really tell though.
We had a really quiet NYE....we went and got some movies to watch but not before a major scare with the bank.
Daz had gone to get some fuel for the boat so we could go out in it this morning, he rang me on the way into town to tell me that neither of his cards worked and he couldnt get any money let alone pay for the fuel he had put into the jerry can.
Fast forward to me absolutely packing it because in the morning i had a popup on the computer saying something was accessing and all my files could be in danger yadda yadda yadda and i was panicking to the max!!!!!! Anyway after getting home going to the bank site then ringing them it turns out that they have been having trouble with mastercards not working. The guy daz spoke to suggested going to the bank and withdrawing some cash...that worked and when he went back to woolies it turned out their systems were down!
In all of this all i could think of was someone stealing all our money and not having any money for food or anything....very scary and poor daz was petrified he has never had that happen before.
Alls well that ends well though...phew!
Movie wise we got The Bourne Ultimatum......good action flick as always but a bit unbelievable...i mean how many car crashes can you walk away from....good in spite of.
Shrek the 3rd...hmmmm not as good as 1 or 2 but will watch again my opinion may change.
Last of all, Meet the Robinsons.....okay as a kids flick but as i didnt see it all it would be unfair to comment but will once i have watched it.
In other musings.....we were at the block the other day and daz had aske leigh to move the ute (he has been driving since he was 10) i was sitting in the passenger seat and leigh had to reverse, he is SO gorgeous my heart just swells so much.....he turns around and puts his hand on theback of my seat so he can see where he is going,,,is that just a boy thing? Anyway i just smiled and he sad what mum? I just grinned at him and i had tears in my eyes,,,,i said you are my baby, you arent supposed to be driving waaahhhhhh!!!!!! LOL.
My little girl is sitting here with me and she says mum do you shave your knee caps and i said yes.....she says im glad cause that means im not the only one.....LOL yep she is sitting her with her foot in a bucket shaving her legs with her OWN razor......she was 12 in Nov!!!
Its shocking they just grow so darn quick.....and last night we were sitting outside jsut chatting and i learnt some facts of life from my kids that i didnt think they should know yet LOL hmmmm what an eye opener that ws...my gosh.
A friend and i had just been chatting that mornign about did we think our children were more or less mature than us a t the same age......well i had said definately Leigh is more mature...and then after this conversation I was proven to be correct (lol unfortunately)
Lets just say i was the last to know this information, even zoe was told before me LOL Im just glad we can talk about sex and anything:) Lucky arent I? Then there are other times i just want to give him a smack cause he drivesme nuts! Unfortunately Leigh and I are VERY similar~we know how o press each others buttons big time!
Hmm this is turning into a long post but i also want to get feelings down not just what we have done.
I am also planning to participate on a blog called overlooked but do you think i can find the link in my blogrolls????
Found it! http://thoselittlebigthings.blogspot.com/
I thought it sounded like fun so i may give it a whirl:)
Have a great week and if you have managed the end of this blog post...thanks:) I know it was a longie.
I forgot to mention that i have had a hair cut.....i now have nearly no hair:)
I work in the food industry and my hair was getting long enough to be pulled back...i hate doing that so i bit the bullet and decided to cut it all off......am attatching a pic, not that you can really tell though.
We had a really quiet NYE....we went and got some movies to watch but not before a major scare with the bank.
Daz had gone to get some fuel for the boat so we could go out in it this morning, he rang me on the way into town to tell me that neither of his cards worked and he couldnt get any money let alone pay for the fuel he had put into the jerry can.
Fast forward to me absolutely packing it because in the morning i had a popup on the computer saying something was accessing and all my files could be in danger yadda yadda yadda and i was panicking to the max!!!!!! Anyway after getting home going to the bank site then ringing them it turns out that they have been having trouble with mastercards not working. The guy daz spoke to suggested going to the bank and withdrawing some cash...that worked and when he went back to woolies it turned out their systems were down!
In all of this all i could think of was someone stealing all our money and not having any money for food or anything....very scary and poor daz was petrified he has never had that happen before.
Alls well that ends well though...phew!
Movie wise we got The Bourne Ultimatum......good action flick as always but a bit unbelievable...i mean how many car crashes can you walk away from....good in spite of.
Shrek the 3rd...hmmmm not as good as 1 or 2 but will watch again my opinion may change.
Last of all, Meet the Robinsons.....okay as a kids flick but as i didnt see it all it would be unfair to comment but will once i have watched it.
In other musings.....we were at the block the other day and daz had aske leigh to move the ute (he has been driving since he was 10) i was sitting in the passenger seat and leigh had to reverse, he is SO gorgeous my heart just swells so much.....he turns around and puts his hand on theback of my seat so he can see where he is going,,,is that just a boy thing? Anyway i just smiled and he sad what mum? I just grinned at him and i had tears in my eyes,,,,i said you are my baby, you arent supposed to be driving waaahhhhhh!!!!!! LOL.
My little girl is sitting here with me and she says mum do you shave your knee caps and i said yes.....she says im glad cause that means im not the only one.....LOL yep she is sitting her with her foot in a bucket shaving her legs with her OWN razor......she was 12 in Nov!!!
Its shocking they just grow so darn quick.....and last night we were sitting outside jsut chatting and i learnt some facts of life from my kids that i didnt think they should know yet LOL hmmmm what an eye opener that ws...my gosh.
A friend and i had just been chatting that mornign about did we think our children were more or less mature than us a t the same age......well i had said definately Leigh is more mature...and then after this conversation I was proven to be correct (lol unfortunately)
Lets just say i was the last to know this information, even zoe was told before me LOL Im just glad we can talk about sex and anything:) Lucky arent I? Then there are other times i just want to give him a smack cause he drivesme nuts! Unfortunately Leigh and I are VERY similar~we know how o press each others buttons big time!
Hmm this is turning into a long post but i also want to get feelings down not just what we have done.
I am also planning to participate on a blog called overlooked but do you think i can find the link in my blogrolls????
Found it! http://thoselittlebigthings.blogspot.com/
I thought it sounded like fun so i may give it a whirl:)
Have a great week and if you have managed the end of this blog post...thanks:) I know it was a longie.
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